Fairbanks Neighborhood Housing Services

Frequently Asked Questions

Who is eligible for programs?

Eligibility may be based on the neighborhood you live in or on income and family size. For example, if you earn this much or less you may be eligible:

Family of two: $52,400
Family of four: $65,450

What kinds of loan programs does the HomeOwnership Center have?

20% Down Payment Assistance Loan
Home Opportunity Grant (HOP)

What can I use a loan for?

You can use the loan to pay a portion of your down payment and closing cost to purchase a house

What are the interest rates on loans?

Interest rates are flexible based on income and ability to pay.

Do I have to live in a particular neighborhood to qualify?

All our lending programs are available to any income-qualified resident who lives in the Fairbanks North Star Borough.

How do I contact Fairbanks Neighborhood Housing?

Phone: (907) 451-7230 Email: pdarling@fnhs.org



1427 Gillam Way AVE Fairbanks, AK 99701
(phone) 907-451-7230 (fax) 907-451-7236
NMLS (Mortgage License) #266203
Equal Housing Lender