Who is eligible for Down-Payment and Closing Cost Assistance?

Our down-payment and closing cost assistance programs are available to income-eligible First-Time Home Buyers in the Fairbanks North Star Borough who are purchasing a primary residence.


What programs are available?

  • HOME Opportunity Program (HOP)
  • LTS 2nd Mortgage Program

How do I get started?

If you have already been prequalified through a primary Mortgage Lender and you need assistance with down-payment and closing costs, we might be able to help! Please contact us and speak to a Loan Officer about what programs might be available to you.